Help Small Businesses Get Loan-Ready — and See the Financials You Need

Help borrowers arrive loan-ready with automatically generated financial packages that include standardized projections, financial statements, and supporting documentation your credit team can evaluate more efficiently—helping streamline underwriting and reduce back-and-forth during the loan review process.

How Lenders Benefit from RunSmart

Speed Up Underwriting with Better Financial Data

RunSmart automatically transforms borrower QuickBooks data into lender-ready financial packages with standardized projections and financial statements designed to support faster, more consistent underwriting.

Reduce time spent organizing financials, clarifying assumptions, or requesting missing information from borrowers.

Review Borrower Financials Your Way
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Borrowers can either generate a lender-ready loan package for your team to review or invite lenders directly into their RunSmart project for secure access to forecasts, assumptions, and supporting financial data.

Instead of exchanging spreadsheets over email, your credit team can evaluate borrower financials through structured documentation or within one shared online environment with clearer visibility into future business performance.

Work with Better-Prepared Borrowers
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Businesses using RunSmart arrive with clearer financial projections and a stronger understanding of their own assumptions and their effects.

This leads to more productive conversations, faster credit committee reviews, and fewer delays caused by incomplete financial information.

Strengthen Relationships with Small Business Borrowers

Recommending RunSmart positions your institution as a trusted partner helping small businesses become financially prepared before entering the loan process—resulting in stronger applications, fewer delays, and a smoother lending experience.

Banks, credit unions, and CDFIs can also offer exclusive discount codes to their business customers—providing additional value while encouraging stronger financial planning.

How It Works: Simple, Clear, and Collaborative

01.

Borrower Connects Their Accounting Data

The borrower connects their QuickBooks Online account, and RunSmart automatically generates lender-ready financial packages with forward-looking projections, standardized financial statements, and supporting financial insights your team can review more efficiently during underwriting.

02.

Review Borrower Financials

Choose the review process that works best for your team—borrowers can either generate a lender-ready loan package for your team to review or invite you directly into their RunSmart project for deeper visibility into forecasts, assumptions, and supporting financial data.

04.

Credit Decisions Backed by Better Financial Visibility

Standardized projections, organized financial statements, and forward-looking financial insights help your team better evaluate repayment capacity, identify potential risks earlier, and make more informed credit decisions.

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Enterprise-Grade Security and Trust

Projection Genie takes security seriously — for both lenders and borrowers.

Secure Sharing: Borrowers can either generate structured lender-ready loan packages for distribution or securely invite lenders directly into their RunSmart project for deeper financial review.
Access Control: Online lender access is granted only when explicitly authorized by the borrower, giving businesses full control over who can view their financial data.
Encryption: When lenders are granted online access, sensitive financial information is protected with encryption both in transit and at rest, along with strong safeguards designed to prevent unauthorized access.
Trusted Partnership: Projection Genie is a Silver-tier QuickBooks App Partner, having passed Intuit’s technical and security reviews — reinforcing reliability and data safety.

This approach ensures borrower data remains protected, while still giving lenders online access when they need it.

Key Benefits for Lender Workflows

Faster Underwriting

Standardized financial statements and forward-looking projections help your credit team review applications faster, reducing back-and-forth emails and accelerating credit committee approvals.

Better Risk Assessment

Forward-looking financial projections provide clearer insight into repayment capacity and potential financial risk before approving a loan.

Differentiate Your Lending Experience

Help small businesses prepare stronger loan applications while positioning your institution as a proactive partner in their financial success.

Enhanced Borrower Preparedness

Borrowers arrive with clearer financial projections and a stronger understanding of their business performance and assumptions.

What Lenders Are Saying

"The ability to review multiple loan structures side by side helps us guide borrowers to better decisions."
Vanessa Ortiz
Senior Loan Officer
"It speeds up the loan process and cuts down on a lot of the usual back-and-forth."
Christopher Dunn
Commercial Lender
"We can see how different loan scenarios play out without asking the borrower to revise everything multiple times."
Hannah Park
Underwriter
"Borrowers are coming in with clearer assumptions, which makes conversations more productive right away."
Tyler Benson
Lending Manager
"Having projections tied directly to their actual financials gives us more confidence in the numbers we're reviewing."
Meera Nair
Business Banker
"It makes it much easier to evaluate whether the deal is structured appropriately from the start."
Jonathan Pierce
Credit Analyst
"We can quickly see how the loan impacts their cash flow and repayment ability without rebuilding anything ourselves."
Stephanie Alvarez
SBA Loan Officer
"When borrowers come in with this level of detail, it cuts down a lot of back-and-forth during underwriting."
Brandon Hughes
Commercial Lender

Work with Better-Prepared Borrowers

See how better-prepared borrowers and structured financial projections can help streamline underwriting and accelerate financing approvals.

Request a demo