Help Small Businesses Get Loan-Ready — and See the Financials You Need

Help borrowers arrive loan-ready with standardized financial projections your credit team can quickly evaluate—making underwriting faster and more consistent.

How Lenders Use RunSmart

Speed Up Underwriting with Better Financial Data

RunSmart converts borrower accounting data into standardized financial projections and statements lenders can use to evaluate repayment capacity and financial risk.

Borrowers arrive with cleaner financials and forward-looking projections—reducing time spent interpreting spreadsheets or requesting additional information.

Review Borrower Forecasts in Real Time
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Borrowers can invite lenders directly into their RunSmart project, giving you secure access to review forecasts, assumptions, and financial scenarios.

Instead of exchanging spreadsheets over email, your credit team can evaluate projections in one shared environment with clear visibility.

Work with Better-Prepared Borrowers
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Businesses using RunSmart arrive with clearer financial projections and a stronger understanding of their own assumptions.

This leads to more productive conversations, faster credit committee reviews, and fewer delays caused by incomplete financial information.

Strengthen Relationships with Small Business Borrowers

Recommending RunSmart positions your institution as a trusted partner helping small businesses become financially prepared before entering the loan process—resulting in stronger applications, fewer delays, and a smoother lending experience.

Banks and credit unions can also offer exclusive discount codes to their business customers—providing additional value while encouraging stronger financial planning.

How It Works: Simple, Clear, and Collaborative

01.

Borrower Connects Their Accounting Data

The borrower connects their accounting system (e.g., QuickBooks), and RunSmart automatically generates forward-looking financial projections

02.

Borrower Invites You to Review

With one click, the borrower invites your team into their RunSmart project to review forecasts and financial assumptions.

03.

Lender Reviews Financial Projections

our credit team logs in to review projections, assumptions, and financial performance in one shared dashboard.

04.

Credit Decision with Better Visibility

You gain clearer insight into repayment capacity, financial risk, and business outlook—supporting faster and more confident credit decisions.

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Enterprise-Grade Security and Trust

Projection Genie takes security seriously — for both lenders and borrowers.

Secure Sharing: Borrowers invite lenders directly; there’s no need for unsecured attachments or emailed spreadsheets.
Access Control: Lender visibility is granted only when a borrower designates it.
Encryption: Sensitive financial information is encrypted both in transit and at rest, with strong safeguards to prevent unauthorized access.
Trusted Partnership: Projection Genie is a Silver-tier QuickBooks App Partner, having passed Intuit’s technical and security reviews — reinforcing reliability and data safety.

This approach ensures borrower data remains protected, while still giving lenders the access they need for effective evaluation.

Key Benefits for Lender Workflows

Faster Underwriting

Standardized financial statements and forward-looking projections help your credit team review applications faster, reducing back-and-forth emails and accelerating credit committee approvals.

Better Risk Assessment

Forward-looking financial projections provide clearer insight into repayment capacity and potential financial risk before approving a loan.

Differentiate Your Lending Experience

Help small businesses prepare stronger loan applications while positioning your institution as a proactive partner in their financial success.

Enhanced Borrower Preparedness

Borrowers arrive with clearer financial projections and a stronger understanding of their business performance and assumptions.

What Lenders Are Saying

"The ability to review multiple loan structures side by side helps us guide borrowers to better decisions."
Vanessa Ortiz
Senior Loan Officer
"It speeds up the loan process and cuts down on a lot of the usual back-and-forth."
Christopher Dunn
Commercial Lender
"We can see how different loan scenarios play out without asking the borrower to revise everything multiple times."
Hannah Park
Underwriter
"Borrowers are coming in with clearer assumptions, which makes conversations more productive right away."
Tyler Benson
Lending Manager
"Having projections tied directly to their actual financials gives us more confidence in the numbers we're reviewing."
Meera Nair
Business Banker
"It makes it much easier to evaluate whether the deal is structured appropriately from the start."
Jonathan Pierce
Credit Analyst
"We can quickly see how the loan impacts their cash flow and repayment ability without rebuilding anything ourselves."
Stephanie Alvarez
SBA Loan Officer
"When borrowers come in with this level of detail, it cuts down a lot of back-and-forth during underwriting."
Brandon Hughes
Commercial Lender

Work with Better-Prepared Borrowers

See how better-prepared borrowers and structured financial projections can help streamline underwriting and accelerate financing approvals.

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